Housing Just Gotta Be Like That...
The average monthly mortgage payment is us 62.2% from a year ago, per Zillow... driven by higher mortgage rates and higher house prices....
top of page
the Borrow Smart BLOG
The Borrow Smart Chronicles
Search
- 4 min
Information Arbitrage - the Heart of Most Decisions
I haven't posted much here about why I write, and I haven't promoted the CLAâ„¢ course in the Blog, but I wanted to share a few thoughts...
- 3 min
The Renter Savings Trap - Wait to Buy?
It can be really difficult for renters to save for a down payment. If saving up to buy a house is your plan it may have some...
- 2 min
Returns Cycle - Real Estate On Top... What's next?
In Q3, 2019 and Q4, 2021 real estate was on top. It move around like all asset classes. Watch what happens - when real estate was on...
- 2 min
When You Must Borrow, Borrow Smart
Consumers are using credit card debt to make up the difference between current earnings and the inflationary rise in spending on food,...
- 2 min
Housing Has Been a Productive Wealth Generator
Are you better than you were a year ago? At something? Your house is... it took a masters class in wealth creation (or maybe it was...
- 2 min
Did Increasing Rates Bring Down Inflation in the 1970s?
NO, and then YES. NO, as you can see interest rates were raised in 1970 to about 8.5%, and inflation abated, rates dropped for a few...
- 3 min
Housing Price Musings - Don't Believe the Hype
Here's what I'm seeing daily: 1) Housing prices are not going down, they only go up. Because of x,y,z... 2) Housing prices are going...
- 2 min
Where is Wealth Housed?
I found an old drawing on my iPad when I was first playing around with my new apple pencil. It's simple but there is a lot you can draw...
- 2 min
Lifecyle of Equity Development
Years ago working on a project for Ameriprise, we looked into the dynamics of equity creation from home ownership. Equity development...
- 1 min
Good News for The Economy
When you look at the overall strength of the borrow, their debt as a % of income is the lowest in measured history. Notice the peak in...
- 1 min
State of the Mortgage Industry - Half-Time Report
Dave Savage is doing such an incredible service to the mortgage industry with his work, and I was fortunate to get to spend some time...
- 2 min
We're Rich! er' than Ever...
American's a really great at making money. We are the most efficient nation on the planet in turning an hour into productivity that...
- 2 min
The Renter Challenge
There are times to rent, but only in short term time frames. Over time the average person is making income that is keeping pace with...
- 2 min
Neighborhood Watch! - We Have Reached Stage 3 of 4
When interest rates rise, it puts pressure on things that require borrowing (leverage) and there is nothing bigger in that category than...
- 2 min
"Recession" - Says Who?
I bought my dog, so I get to name it whatever I want. Her name is Lucy if you are curious. Who gets to name our economy a 'Recession'?...
- 2 min
Hopes and Dreams
If you look at how we value a stock - there is book value (cash, equipment and machinery, any real estate, inventory, etc.) plus revenues...
- 2 min
Cash is Trash - Buy Real Estate and Gold?
Ray Dalio - the founder of Bridgewater Capital say that with stocks down over 20% and bonds falling as well, the market is difficult, but...
- 1 min
Optimistic About Their Financial Future
The GenZ crowd is excited and optimistic about money. It's interesting to see how others define wealth, and wealth has so much and so...
- 1 min
Global Relative Values
In one picture, think of these colored blocks as the building blocks of our entire financial global world. Each block represents the...
- 1 min
Got Real Estate?
Let's face it, real estate is the 'gold standard'. If you have assets, you've probably got real estate. Why? Because as Maslow said...
- 1 min
Welcome to the Borrow Smart Blog
My Objectives: /Post regularly and concisely... and /Simplify real estate, lending and financial concepts... to /Promote greater clarity...
- 2 min
Inflation Getting Stickier
I shared a post on Inflation and Borrow recently that has garnered many questions. A few people asked if inflation would come back down...
- 2 min
Equity Lines of Credit - A Critical Cash Flow Management Tool
Earnest Hemingway was interviewed about his successes and his failures - including his ultimate bankruptcy after being such a successful...
(c) All Rights Reserved - KendallTodd, Inc.
FAQs | Security | Privacy | Spam | Terms of Service
© 1996-2024 by KendallTodd, Inc. - All Rights Reserved
bottom of page