Returns Over Time (aka - 'stonks' go up)
This chart had a profound impact on me when I was first starting out as a young loan officer -as I began calling on financial advisors. ...
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- 2 min
Tale of Two Tellers - the House - vs - Home
What does this have to do with the Tale of Two Tellers? Remember when I say there this the financial decision, which is logical, and the...
- 3 min
Tale of Two Tellers - Part VI
We began with a simple example. You walk into a bank, you give money to one teller and you borrow money from the other teller. This is...
- 3 min
Tale of Two Tellers - Part V
Do things change when you buy a house? It depends. While you wouldn't go to the teller for a mortgage, you are still ultimately...
- 2 min
Tale of Two Tellers - Part IV
We agreed you aren't spending, and that decision creates options! The options are to save, or repay If we look at this simple decision to...
- 2 min
Tale of Two Tellers - Part III
We have a decision to make - one you face every single day - whether you realize it or not. If you have more money than month, and you...
- 2 min
The Tale of Two Tellers - Part II
Building on the last post - we shared that over a lifetime relationship of a client - their contributing $80,000 in (checking, savings,...
- 2 min
The Tale of Two Tellers - Part I
We'll do a series of posts talking about a concept I created in 2007 to help consumers understand the real cost of their money - EPR...
- 1 min
Saving Early and Being Consistent => Wealth
There are many simple things that are easy to remember that can help you teach others about powerful financial concepts. We've shared...
- 1 min
Why Rate Discussions Create Tension
In my prior post, we talked about dynamics around interest rate and ways (at a minimum) to move it to a discussion about payment. From...
- 2 min
Why do Consumers Care About Rates?
If you were a consumer, what have you been trained to ask about? When I started in the business the interest rates were published in the...
- 2 min
4 Phases of Real Estate Cycles
We move from phases where we are in a buyers market and move to a sellers market and back again. It depends on your location, property...
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