Middle Class Aggregate Income
One of the biggest problems facing our society - all great societies end when the 'haves' and 'have nots' get too far apart.
This has already happened for the 'lower class' in relation to income - and now it is starting to happen to the middle class.
This will make it harder for the majority of Americans to save and build reserves in the event of a market downturn, loss of job, etc.
Consider a home equity line to take advantage of all the house wealth that's been accumulating.