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Borrow Smart Blog

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Stimulus and Disposable Income

This is something I've been talking about for weeks - the stimulus has worn off, and consumers are seeing their disposable income below where it was before the COVID money - they have increased their lifestyle and now must DECREASE lifestyle OR borrow to maintain it - with inflation hitting at the same time, it is even more critical they adjust lifestyle spending to reflect the impact inflation has on their income...

Translation - Your money is worth less, even maintaining the former lifestyle doesn't work if your income is fixed. That means borrowing from your future self to make ends meet.

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