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Borrow Smart Blog

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The Consumer Balance Sheet

The Consumer Balance Sheet: 25% of Total Assets = House (keep the word Home out of your vocabulary when talking about financial concepts). 65% of all debt is Mortgage-related.


The Three-Sided Balance Sheet is about this reality - that real estate is both an asset and a liability... most realtors sell real estate, most lenders sell loans, and most financial advisors manage assets - Certified Liability Advisors manages liabilities.


Financial Advisors and Liability Advisors have something in common - the House!



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